GoldenTrust Insurance provides a range of commercial insurance policies tailored to protect Florida businesses from financial losses due to property damage, liability claims, and other operational risks.

What Does This Insurance Cover?

Commercial Auto Insurance

Covers expenses from accidents involving company vehicles, including property damage and medical bills.

General Liability Insurance

Protects against claims of injury or property damage occurring at your business premises.

Commercial Property Insurance

Helps businesses recover from damage or loss of assets due to covered events like fires or storms.

Workers' Compensation

Covers medical costs and a portion of lost wages for employees who get injured or sick on the job as required by Florida law for businesses with four or more employees.

What Is Not Covered?

Intentional Damage

Deliberate harm caused by the insured or employees.

Acts of War or Terrorism

May require separate coverage.

Employee Dishonesty

Theft or fraud by employees may require a separate fidelity bond policy.

Key Benefits

Comprehensive Business Protection

Protection that covers your vehicles, property, and liability—helping secure all aspects of your business.

Tailored Policies

Customization to meet the unique needs of different businesses.

Experienced Advisors

Agents with expertise in identifying and mitigating industry-specific risks.

FAQs

Is workers' compensation insurance mandatory in Florida?

Yes, for businesses with four or more employees, workers' compensation is generally required.

Can I bundle different commercial insurance policies?

Yes, bundling policies can often lead to cost savings and simplified management.

How do I determine the right amount of coverage for my business?

Consulting with a GoldenTrust agent can help assess your business risks and recommend appropriate coverage levels.

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